Rhb Easy Loan
We are talking about the fourth largest fully integrated financial service group RHB in Malaysia. One can assign for loan at low repayments with no hidden fees and charges plus a flexible tenure of up to 5 years with Rhb Easy loan. The main subsidiaries of the group are; RHB Investment Bank Berhad, RHB Islamic Bank Berhad and RHB Insurance Berhad.
The group has now expanded its business in almost ten more countries that include Thialand, Malaysia, Singapore, Indonesia, Brunei, Cambodia, Hong Kong, Myanmar, Vietnam and Lao PDR where they have streamlined their core business in the form of pillars as follows;Group Business and Transaction BankingSingapore Business OperationsGroup Retail BankingGroup Wholesale BankingGroup Shariah Business
Group InsuranceGroup International Business
What makes them popular and why to opt for loan under them?
They move on simple strategy with an aim to serve the community helping people and business grow and succeed. They work on their experience to deeply understand the needs of their customers and partners with a motive to inspire, improve and serve better. They are well established with banking network in countries across the ASEAN region. They are working on motto “Together we progress” supporting simple, fast and seamless customer experience, inspired workforce and relationship built with stakeholders.
Coming on the point of loan then people have benefits to go for RHB Easy loan as approved financing amount is up to RM150, 000 with fixed interest rate starting as low as 8.18% to 14.52% per annum. The service has another interesting feature of getting the approval within 10 minutes and disbursement at RHB Branch. The loan tenure last from 1 to 5 years.
The eligibility criteria for loan
The applicant must be of age 21 to 55 above.
The applicant should be Malaysian citizen employed as government servant, employee of private sector organisation, or self-employed with minimum gross salary of RM1, 500 per month.
How to process work and which documents are required?
Before disbursement 0.5% stamp duty is applied.Monthly repayment comprises of principal amount and interest
Fixed interest rate of 13.47%-14.52% are charged
Early settlement penalty of RM200 for settlement within 6 months.
Late payment charges 1% on outstanding financing amount.
In documents person require MyKad with biometric verification and all income data to auto-fill electronically the proceedings. Further on the safe side, add some more documents that include latest payment slip, latest 6 months EPF statement and latest bank saving account passbook or current/savings account statements.
Talking about their achievements
The group has worked so well and efficiently that they have got the Asset Triple A Asia Infrastructure Awards in 2018 whereas in the previous year got the Bursa Excellence Awards for being the best retail equities participating organisation-Investment banks.