A Review On First National Bank Texas (FNBT/1stnb)
Money has become essential in our lives since the rise of trade. There is no trade without the exchange of goods for money hence the emergence of banks. With the daily transactions, there was a need to do savings and transfer of cash from one person to another and therefore the founding of 1First National Bank Texas.
This is one of the earliest banks to be found in the world having founded in 1901, and since then it has remained dedicated to providing quality financial products and services to its customers. FNBT operates in more than three hundred locations in Texas, Arizona, and New Mexico.
Major Services offered by First National Bank
It is always good to work with a bank that offers insurance services to the assets of its customers rather than having them work with external insurance bodies and that’s what happens at 1stnb.
With FNBT you can get the following insurance services; Vehicle Insurance, Home and Property Insurance, Business Insurance, and
Life and Ancillary Insurance.
A bank without loaning services is an incomplete bank as many bankers say. Banks make profits from the interests collected on loans provided to its clients and you get access to several loans at First National Bank Texas.
These loans include; Personal Loans, Business Loans, SBA Loans, Home Equity, Mortgage Center, and Financial Fitness.
This is another service offered by this bank.a) Checking
They provide a variety of business checking accounts to their customers. The accounts were designed in line with the various needs of your business hence making business banking easy and simple. The following accounts are offered under this category;• Small Business Checking:
This is an account option for start-up businesses which easy to maintain and its hassle-free.• Regular Commercial Checking:
This is a standardized account which is non-interest bearing designed to meet any business needs.• Non-Profit Organization Checking:
This account is a perfect match for any charitable, religious, educational or other tax-exempt organizations or clubs.• Analyzed Commercial Checking:
Designed generally for high activity accounts which don’t have volume restrictions.b) Interest Bearing
They provide accounts that you can earn interest on your balance.• Commercial Checking With Interest:
For larger established businesses• Commercial Money Market:
This type of account is available to any business or organization.
You are given a chance to hold a personal account with 1stnb. You have the freedom to choose from the 5 types of personal accounts below regardless of your checking need.• Power Checking:
This account grants you the power to avoid any monthly maintenance fees. It combines both convenience and security giving you the ability to handle an account with confidence.
• Checking with Interest:
• President Select High Yielding Checking: this is a perfect account for customers who need higher competitive rates on higher balances• account:
it is an alternative to the traditional checking account but with a low monthly fee and no check writing or overdraft fees.• Power Stash:
this type of account allows you to perform your transactions electronically using online banking or mobile banking.
You should focus on banking with a bank whose focus and commitment are to provide you with great banking solutions, world-class customer services and who value the financial success of its bankers.
You will need to choose from a bank that offers several services which you can befit from in terms of the types of accounts you can open with them. Since First National Bank Texas offers insurance services for your assets, I recommend holding an account with them.