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The head institution of one’s country is responsible for its better performance and management keeping in mind the security of individual’s privacy. The finance services are showing a significant high growth and improvement over the coming years as well-functioning system offers good and easily accessible information thus lowering the cost of transaction. This further makes increase in resource allocation and contributes for economic development. But the industry investing in this business must look on the recent scams and scandals which highlight the lack of basic ethical standards in the industry as these services are the backbone of economy in this digitalized world.